13. apríl 2023

Vextir sjóðfélagalána hækka 22. maí

Stjórn Gildis hefur ákveðið að hækka vexti sjóðfélagalána. Breytilegir vextir óverðtryggðra lána hækka um 0,95%. Breytilegir vextir verðtryggðra lána og fastir vextir verðtryggðra lána hækka um 0,10%. Hækkunin fastra vaxta hefur þegar tekið gildi en breytilegir vextir hækka frá og með 22. maí næstkomandi

  • Breytilegir vextir óverðtryggðra grunnlána verða eftir hækkunina 8,60% og viðbótarlána 9,35%.
  • Breytilegir vextir verðtryggðra grunnlána verða eftir hækkunina 2,55% og viðbótarlána 3,30%.
  • Fastir vextir verðtryggðra lána verða eftir hækkunina 2,90% og viðbótarlána 3,65%.


Frá og með 22. maí mun vaxtatafla sjóðsins líta svona út:

Grunnlán (allt að 65% veðhlutfall) Viðbótarlán (65-75% veðhlutfall)
Verðtryggt – fastir vextir 2,90% 3,65%
Verðtryggt – breytilegir vextir 2,55% 3,30%
Óverðtryggt – breytilegir vextir 8,60% 9,35%

Interest rate will be raised on May 22

The board of Gildi has decided to raise the interest rate on mutual fund loans. Variable interest rates on non-indexed loans will then increase by 0.95% and variable interest rates on indexed loans will increase by 0.10% as of May 22. Fixed interest rates will increase by 0.10% as of today.

  • After the increase, the variable interest rate for non-indexed basic loans will be 8.60%, and for additional loans 9.35%.
  • The variable interest rate for indexed basic loans will be 2.55% and for additional loans 3.30%.
  • The fixed interest rates for indexed basic loans will be 2.90% and for additional loans 3.65%


As of May 22, the fund‘s interest rate table will look like this:

BASIC LOAN (up to 65% mortgage ratio ADDITIONAL LOAN (65-75% mortgage ratio)
INDEXED Fixed interest 2.90% 3.65%
INDEXED Variable interest 2.55% 3.30%
NON-INDEXED Variable interest 8.60% 9.35%