If a fund member dies, the surviving spouse is entitled to a pension for at least five years. The entitlement is based on marriage to a fund member or co-habitation for at least two years before the demise.
Spouse’s pensions generally amount to 50% of the members’ entitlements. The pension is paid in full for three years and half that for two years.
The disabled receive a full spouse’s pension until they become 67 years of age. A full spouse’s pension is paid until the youngest child currently supported by the surviving spouse reaches 20 years of age.
In the event of a new marriage or new co-habitation, the payments are cancelled.
It is usually sufficient to apply for the payment of a pension from the fund into which the latest payments were made. If the fund member has rights in other pension funds, the application is sent to the relevant parties if requested.
Attention is drawn to the fact that in the pension portal, you can find information about pension rights in other funds, with the exception of private pension savings. You can view the pension portal on Gildi’s fund members website.
In the Pension Portal on Gildi’s fund member website, you can see the rights you have earned in mutual insurance funds that have been paid into.
Entitlement to retirement pension may be available with more than one pension fund. It is usually sufficient to apply for the payment of a pension from the fund into which the latest payments were made. That fund’s employees are responsible for communicating that information to other funds as appropriate.