A Private Pension is a smart choice
You can contribute up to 9.5% of your salary to a Private Pension with Gildi: 6% to Private Pension and 3.5% to Specified personal savings.
Learn more and start saving today.
You decide how your Private Pension is invested
You choose the investment option that best suits your needs. You decide how much of your Private Pension is invested in equities and bonds, depending on the level of return potential you are seeking. If you prefer a more conservative approach, you can choose an option with a lower allocation to equities or invest entirely in Eign – Indexed. You can also choose Eign – Foreign, where the entire portfolio is invested in foreign-currency assets.
We encourage you to explore Gildi’s range of investment options and contact us for personal guidance if you have any questions.
Let us take care of it for you
Take a look at Eign – Aldurstengd, an automatic solution designed to keep your savings invested in the option best suited to your age.
Your investments are automatically adjusted as you get older, helping to ensure your Eign remains invested most appropriately. Simple and convenient.
You can use what you have saved tax-free to make a payment towards your first home, or if you haven't owned a home in the last 5 years. Once you have bought a home, you can then use payments into your private pension savings (séreignarsparnaður) to pay down your mortgage tax-free. This way you own your home sooner and your payment burden decreases over time.
See how much your savings could grow
With Gildi’s pension calculator, you can estimate how your Private Pension or Specified personal savings could grow and support your future finances.
Try the calculator: