Tariff

Arrangement fees for new loans *
Arrangement fee, basic loan up to 65% mortgage ISK 55,000
Arrangement fee, additional loan ISK 9,000
Payment ability assessment for an individual ISK 9,500
Payment ability assessment for married couples/cohabitants ISK 14,500
Payment ability assessment for individual (CreditInfo)* ISK 7,420
Payment ability assessment for married couples/cohabitants (CreditInfo)* ISK 14,310
Registration fee ISK 2,500
Statement of liens ISK 1,500
Credit rating, if appropriate ISK 1,400
Debt balance statement, if appropriate ISK 1,400
Document preparation fee ISK 8,000

*Subject to change according to CreditInfo’s tariff

When two bonds need to be prepared, the arrangement fee is ISK 55,000 for the first loan (the basic loan) and ISK 9,000 for the second loan (the additional loan) if the loans are taken at the same time for the same property, for a total of ISK 64,000. The borrower handles the registration of bonds themselves. There is no prepayment fee on the mutual fund loans.



Document preparation fee*
Mortgage transfers and lien release ISK 8,000
Change of debtor ISK 8,000
Amendment to terms/debt restructuring ISK 8,000
Conditional mortgage authorisation ISK 8,000
Lien release ISK 8,000
Payment ability assessment for an individual, if appropriate ISK 9,500
Payment ability assessment for married couples/cohabitants, if applicable ISK 14,500
Registration fee ISK 2,500
Statement of liens ISK 1,500
Registration management ISK 1,195.
Bank costs due to debt restructuring Variable costs due to default



Payments on loans to members of Gildi Pension Fund are collected by Íslandsbanki hf.

The cost of payments according to the effective price list of Íslandsbanki hf. (from 29th of April 2022).

Payment fees at Íslandsbanki*
Payment with payment slip-paper statement ISK 660.
Payment with payment slip-online statement ISK 515
Notification- and payment fee debited from invoice-paper statement ISK 275
Notification and payment fee debited from invoice-online statement ISK 130

*Subject to changes to cost items.