The loan calculator is based on the information entered by the user and given assumptions regarding inflation. In the case of variable interest rates, it is based on the assumption that interest rates will remain unchanged. Information is provided without liability. Attention is drawn to the fact that it is not possible to predict the development of inflation or interest rates (when interest rates are variable) and the actual payment burden may therefore be different than what the calculator indicates. In order to understand the impact of such changes, users are encouraged to enter different interest and inflation assumptions. Further information is provided before possible borrowing occurs, in accordance with the provisions of Act No. 118/2016 on Property Loans to Consumers.