A strong supporter of fund members
Gildi Pension Fund stands firmly behind its members when change lies ahead. Are you retiring due to age? Has your working capacity been reduced by illness or an accident? Do you want to start personal pension savings, or are you buying a home? We are here for you!


New information page on the proposed merger of Gildi and Festa
Gildi and Festa have opened a joint information page at www.gildiogfesta.is about the proposed merger of the two funds. There, members and the representative councils of both funds can find the key points of the merger in one place.

A greatly expanded range of personal savings products from Gildi

On 1 September, Gildi introduced major enhancements to its Private Pension offering. The number of investment options increased from three to five, all under the Eign brand. New options include Eign – Foreign, invested entirely in foreign currency assets, and Eign – 70/30, with 70% invested in equities. Gildi also introduced Eign – Age‑based, which automatically adjusts your investments as you get older.
See more: A greatly expanded range of personal savings products from GildiEverything in one place
Want to know what entitlements you hold in the pension system? Find your full overview on My Pages.
Applications
All of the fund's applications in one place, whether for pension, loans, personal savings or other matters.
Book an appointment
Book an appointment with Gildi's staff for a conversation about loans, pension or personal savings matters.
Calculators
Run the numbers with the fund's powerful, accessible calculators.
News and announcements
Merger agreement to be presented at Gildi’s Extraordinary Annual Meeting on 5 November
Gildi Pension Fund hereby convenes an Extraordinary Annual Meeting on Thursday, 5 November, at 17:00 at Grand Hótel Reykjavík. At the meeting, the merger agreement between Gildi and Festa Pension Fund will be presented for approval, together with amendments to the Fund’s Articles of Association. The meeting is open to all fund members.
Information website on the proposed merger of Gildi and Festa
Gildi and Festa have launched a joint information website, www.gildiogfesta.is, about the proposed merger of the two funds. Fund members and the representative councils of both funds can find the key facts about the merger there, all in one place.
Non-indexed variable rates to increase on 30 October
The Board of Gildi has decided to raise the variable non-indexed interest rate on older fund-member loans by 0.25%, in line with the Central Bank of Iceland's recent policy rate increase. The change takes effect on Friday, 30 October. The fund's other interest rates remain unchanged for now.
Reliable pension cover
Fund members are entitled to a lifelong retirement pension when they retire due to age. If working capacity is reduced through illness or accident, they are entitled to a disability pension. Spouses and children may be entitled to a pension if a fund member passes away.
See more: Reliable pension cover

New members
Are you new to the job market and/or have recently paid a membership fee to the Gildi pension fund for the first time? This means, among other things:
- We make sure you have money in old age after you have stopped working
- We insure you and your family if you fall ill or are in an accident
- With a private pension, we help you increase your salary, save money, and create a fund
- We help you save money for an apartment and help you finance the purchase.
Favourable mortgages
Fund members who have paid into Gildi's mutual insurance or personal savings divisions can obtain favourable mortgages, subject to certain conditions. Borrowers can choose between different loan options, depending on what suits them.
See more: Favourable mortgages




