Gildi Pension Fund is a powerful supporter of fund members when change lies ahead. Are you retiring due to age? Has your work capacity decreased due to an illness or accident? Want to start your private savings or buy a property? We are here for you!
Gildi is a leading investor in the Icelandic market and emphasises professional work procedures and extensive disclosure. The fund considers environmental issues, social issues and governance in investments.
Fund members are entitled to a lifelong retirement pension when they retire due to age. If their capacity to work is reduced due to illness or accident, they are entitled to a disability pension. Spouses and children may be entitled to a pension if the fund member dies.
Fund members who have paid into the mutual pension division or the private pension division of Gildi are eligible for housing loans on favourable terms, on fulfilment of certain conditions. Borrowers can choose from different loan options, depending on what suits each person.
Private pension savings is one of the most cost-effective savings available. A wage earner who saves 2–4% in this manner on a monthly basis receives a 2% matching contribution from the employer, which is, in fact, a wage increase.