5. December 2024
Changes to interest rates on Gildi's fund member loans
Gildi's board has decided to lower the fund's non-indexed interest rate by 0.3%, effective from 5 January. At the same time, indexed variable interest rates on fund member loans will rise by 0.3%. In addition, it was decided to raise the fund's indexed fixed interest rate by 0.2%. That increase has already taken effect.
The change will be fully implemented on 5 January 2025, at which point the fund's interest rate table will look as follows:
| Basic loans | Additional loans | |
|---|---|---|
| (up to 60% loan-to-value ratio) | (60-70% loan-to-value ratio) | |
| Indexed – fixed interest | 4.30% | 5.05% |
| Indexed – variable interest | 4.30% | 5.05% |
| Non-indexed – variable interest | 9.90% | 10.65% |