Gildi merki
  • Loans
  • Interest rate
  • Price list

Price list

Borrowing fees for new loans*
Borrowing fee, basic loan, up to 65% mortgageISK 55,000
Borrowing fee, additional loanISK 9,000
Payment ability evaluation for individualsISK 9,500
Payment ability evaluation for married couples / cohabitantsISK 14,500
Payment ability evaluation for individuals (CreditInfo)*ISK 7,420
Payment ability evaluation for married couples / cohabitants (CreditInfo)*ISK 14,310
Registration feeISK 2,500
Statement of liensISK 1,500
Credit rating, if applicableISK 1,400
Debt position statement, if applicableISK 1,400
*subject to changes to cost items at CreditInfo

When two bonds need to be prepared, the borrowing fee is ISK 55,000 for the first loan (the basic loan) and ISK 9,000 for the second loan (the additional loan) if the loans are taken at the same time for the same property. A total of ISK 64,000

The borrower is responsible for registering the bonds.

There is no early payment fee on fund member loans.

Cost of document preparation*
Mortgage transfers and lien releaseISK 8,000
Change of debtorISK 8,000
Amendment to terms / debt restructuringISK 8,000
Conditional mortgage authorisationISK 8,000
Lien releaseISK 8,000
Payment ability evaluation for individual, if applicableISK 9,500
Payment ability evaluation for married couples / cohabitants, if applicableISK 14,500
Registration feeISK 2,500
Statement of liensISK 1,500
Delivery fee for official registrationISK 1,195
Bank costs for debt restructuringVariable costs due to defaults
Íslandsbanki payment fees*
Paid with payment slip – paper statementISK 660
Paid with payment slip – online statementISK 515
Notification and payment fee debited from account – paper statementISK 275
Notification and payment fee debited from account – online statementISK 130

Payments on loans to members of Gildi Pension Fund are collected by Íslandsbanki hf.

The cost of payments according to the effective price list of Íslandsbanki hf. (from 11 January 2022).

*Subject to changes to cost items.

Gildi merki

Guðrúnartún 1, 105 Reykjavík
Hafnarstræti 9, 400 Ísafjörður

Opening hours

Mondays – Thursdays 09:00 – 16:00

Fridays 09:00 – 15:00

Phone hours for department of
pensions, loans and premiums

Mondays – Fridays 09:00 – 15:00

Phone
515 4700

Email
gildi@gildi.is

Social Security Number
561195 2779

Póstlisti Gildi
Decline paper

Gildi fyrirmyndar fyrirtæki