Everyone who has at some point paid premiums to Gildi can apply for a housing loan from the fund. The loan terms are among the most favourable on offer, and the loan options are varied.
You decide, for instance, the term of effect of the loan agreement, i.e. 5–40 years, whether the loan is indexed and/or unindexed and whether the interest rate should be fixed or variable. Everything can be tailored to your needs. In addition, Gildi does not charge early payment fees and the loan can be paid up at any time. Further information may be found in the Fund’s lending rules.